Lektura "The Wise Parent Money Strategies" (część IV)

excessively - przesadnie, nadmiernie
Do you hear any news or stories about someone who borrowed money excessively and had to declare bankruptcy as he was unable to settle all his debts?

appliance - urządzenie
People borrow money to buy a house, a car and even to buy furniture or appliances.

to strive - walczyć o coś, starać się
When you make a money plan, you have a target to strive for and you have a final destination to arrive at.

admit - przyznać (się)
If you are in debt, then admit it and do something to address that problem.

scum - przekręt, sztuczka, oszustwo
investigate and analyse which ones are the
genuine ideas and which ones are total scams

stingy - skąpy
Being frugal does not mean being stingy

to deteriorate - psuć się, rozkładać się
you also do not have to stock-up and
cause the goods to deteriorate before being consumed