Lektura "The Wise Parent Money Strategies" (część III)

convey - wyrażać, przekazać, oddawać (znaczenie, pojęcie)
I did not have to read the rest of the article as the title itself was enough to convey the rest of the message.

barely - ledwie, tylko, jedynie
For me it was a tough time, barely having enough money to pay for food.

tuition fee - czesne
Luckily my tuition fees were covered by...

misuse - niewłaściwie wykorzystywać
Don’t misused your credit card

interest charges - koszt kredytu, prowizja
In addition to the amount you pay for purchasing that something, you also have to pay additional cost on interest charges.

temptation - pokusa
By nature, human’s find it hard to avoid impulse buying when faced with temptation.

shopping mall - centrum handlowe
Avoid the shopping malls or department stores.

jot down - zanotować, zapisać
Tracking your spending is very easy to do just by keeping a small notebook to jot down the amount every time money flows out from your pocket, wallet or purse.

sway - przekonać, przekabacić
You will also think twice before being swayed easily by any marketing gimmicks.

beforehand - z góry
Have you ever notice that when you plan something beforehand it would turn out to be better compared to something that you did with no prior planning or preparation?

rigid budget - sztywny, ścisły, surowy budżet
Your budget can be flexible and not rigid.

compounding interest - procent składany (sposób oprocentowania wkładu pieniężnego, polegający na tym, że np. roczny dochód w postaci odsetek jest doliczany do wkładu i procentuje wraz z nim w roku następnym)
The good thing about it is it will continue to grow from the interest earned and through the result of compounding interest.

penniless - bez grosza przy duszy
If you don’t wish to be penniless later in life, start saving early, start now.

take something for granted - przyjmować coś za rzecz oczywistą
reckless - lekkomyślny, nierozważny
Do not take everything for granted and this will prevent you from behaving or handling your money recklessly.

complacent - zadowolony z siebie
don't be complacent and comfortable with what you are earning now